Super Surplus

When it comes to healthcare needs, you may tend to make a conservative estimate. However, health problems can far exceed those estimates which is why there is an advantage in looking beyond basic cover plans. Star Health presents Super Surplus Insurance which offers much larger coverage than is offered by basic plans. So all the focus can be on cures, as it banishes worry. Individual basis or family floater - the choice is yours.
Who Can Take This Health Insurance Plan?
Any person aged between 5 months and 60 years can take this insurance upto a maximum sum insured of Rs10,00,000/-
Renewals granted up to 75 years
 
Major Product Features
The policy offers the benefits of wider protection at a lesser price. This policy is available on individual basis and also on floater basis, covering the entire family
Family means two adults and two children (children economically dependent and upto 25 years)
 
Pre-Existing Diseases / Illness
Are covered after 36 months of continuous insurance with us
 
Policy Benefits
Hospitalization Cover: Protects the insured person for in-patient hospitalization expenses for a minimum of 24 hours. These expenses include room and boarding expenses to a maximum of Rs.4,000/- per day
No ceiling on ICU, medicine, diagnostic charges or consultation fee
Nursing expenses
Surgeon's fees, Consultant's fees, Anesthetists and Specialist's fees
Cost of medicines and drugs
Blood,oxygen,pace maker and similar expenses
 
Eligibility
Any person aged between 5 months and 60 years can take this insurance upto a maximum sum insured of Rs10,00,000/-
Renewals granted upto 75 years
 
Policy Premium (Individual Basis) (Service Tax extra)
Sum Insured
(Rs)
Compulsory Deductible for
each and every hospitalization (Rs)
Premium
(Rs)
7,00,000 3,00,000 3,000
10,00,000 3,00,000 4,000
Policy Premium (Family Floater Basis) (Service Tax extra)
Sum Insured
(Rs)
Compulsory Deductible for
each and every hospitalization (Rs)
Premium
(Rs)
10,00,000 3,00,000 5,700
10,00,000 5,00,000 4,300
 
Tax Benefits
Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.
 
Star Advantages
No Third Party Administrator; direct in-house claims settlement
Faster & hassle-free claim settlement
Cashless facility if the treatment is taken in any designated hospital
Network of more than 5400 hospitals across India
Free General Physician Consultation over phone. Doctors on duty 24x7. By quoting the policy number, any person can contact our Doctor on the toll free number 1800 425 2255 / 1800 102 4477 for medical advices.
24x7 toll-free helpline
 
How to buy this insurance?
Please contact us through our Toll Free Help Line / SMS / nearest office
For further details, please refer the policy brochure and conditions
 
NOTE: The benefits mentioned herein are only an outline of the policy details, please contact +91 9845197991

 

 


Contact Us


  No.1201/1,1st floor ,Raghavendra block
  srinagar,avalahalli main road
  Bangalore 560050
  Karnataka
  India
  Contact No: +91 9845197991