Senior Citizen Red Carpet

Turning sixty is a major milestone. On the one hand, people tend to find more time for matters they couldn't adequately attend to during their years of career preoccupation. On the other, there is mounting anxiety about health. Yet, health insurance policies have hardly been available to address their needs. Star Health is proud to introduce India's first health insurance policy as a salute to our senior citizens. It provides cover for anyone over the age of 60 and permits entry right up to the age of 75 and guaranteed renewal thereafter. It is our way of caring for a generation that has done so much to build the country.
 
Major Product Features
This Health Insurance Plan from Star Health is unique among Senior Health Insurance Policies and extends benefits of Hospitalisation Cover as well as Post Hospitalisation Cover.
For people aged between 60 and 75 years
Guaranteed renewals beyond 75 years
No pre-insurance medical test required
Treatment at network hospitals only
All pre-existing diseases are covered from first year, except those for which treatment or advice was recommended by or received during the immediately preceding 12 months from the date of proposal
Disease for which treatment or advice was recommended by or received during the immediately preceding 12 months from the date of proposal will be covered from second year onwards
 
Policy Premium Including Service Tax
Sum Insured(Rs) Premium (Rs)
1,00,000 5,000
2,00,000 9,500
3,00,000 14,495
4,00,000 17,416
5,00,000 20,225
 
Senior Health Insurance Policy Red Carpet Benefits
Hospitalization Cover: In-patient hospitalization expenses for a minimum of 24 hours. Includes room rent and boarding @1% of sum insured subject to a maximum of Rs. 4,000/- per day.
ICU expenses per day @ 2% of sum insured
Nursing expenses
Surgeon's fees, consultant's fees, Anesthetist's and specialist's fees, per illness @ 25% of sum insured
Cost of blood, oxygen, pacemaker
Cost of drugs and diagnostic tests @ 50% of sum insured per hospitalization
Cataract (both eyes included), up to Rs.15,000/-
Emergency Ambulance Charges for transporting the Insured Person to the Hospital @ Rs.600/- per hospitalisation and Rs.1200/- per Policy period
Sum Insured(Rs) Limit of Company's Liability (Rs.)
Treatment for Cardiovascular Diseases / Cerebrovascular Accident/Cancer and breakage of Bones Renal Complications All other Major Surgeries
1,00,000 75,000 75,000 60,000
2,00,000 1,50,000 1,50,000 1,20,000
3,00,000 1,60,000 1,60,000 1,30,000
4,00,000 1,70,000 1,70,000 1,40,000
5,00,000 1,80,000 1,80,000 1,50,000
 
Post-Hospitalization
Post-hospitalization - a lumpsum calculated at 7% of the hospitalization expenses (excluding room charges), subject to a maximum of Rs 5,000 is payable.
 
Tax benefits in Senior Health Insurance
Amount paid by any mode other than cash is eligible for relief as provided under Section 80 D of the Income Tax Act
 
Star Advantages
No Third Party Administrator; direct in-house claims settlement
Faster & hassle-free claim settlement
Cashless hospitalization
Network of more than 5400 hospitals across India
24x7 Toll- free Helpline
Free General Physician Consultation over phone. Doctors on duty 24x7. By quoting the policy number, any person can contact our Doctor on the toll free number 1800 425 2255 / 1800 102 4477 for medical advices.
Free Health magazines are issued to policy holders at regular intervals
 
NOTE:The benefits mentioned herein are only an outline of the policy details, please contact your nearest Star Health office.

Download Broucher

 


Contact Us


  No.1201/1,1st floor ,Raghavendra block
  srinagar,avalahalli main road
  Bangalore 560050
  Karnataka
  India
  Contact No: +91 9845197991