Star Netplus | insurence Agent Bangalore
It's a special policy from Star Health to extend a protective arm to socially isolated persons often disowned by their family members - the Star NetPlus insurance - reaching insurance where it is most needed. This HIV Insurance policy fills the gap where all other policies and insurers treat HIV as exclusion.

For the first time in India, governmental agencies, NGOs and registered societies serving persons diagnosed as HIV positive can propose their members/beneficiaries for an insurance policy specifically designed as a health insurance for HIV to facilitate better care at the critical stage for the respective covered persons. With several unique benefits, this HIV Care policy ensures care, anonymity and privacy to the policy holders.
Unique Benefits
This policy fills the gap where all other policies and insurers treat HIV as exclusion
Complete confidentiality of the covered persons ensured
Facilitates better health care at the critical stage (AIDS) with financial support. Lump sum is paid at one go once the insured reaches the AIDS stage and no bills/receipts required
Extension of medical cover for hospitalization as an option
Who can apply for it?
The policy will have to be proposed by governmental agencies, NGOs, societies or other registered bodies serving the cause of persons infected with HIV. The benefits - when payable, will be paid to the proposer who applies for it, for the benefit of the respective covered persons.
The HIV Care Policy can be issued to a group of persons already infected with HIV.
Covered patients must be members/beneficiaries of the proposer and availing its treatment/services
There is no age limit for the applicants
The Application Procedure
Pre-insurance medical test at Star Health cost. After satisfying the eligibility criterion enrollment done
Tests include CD4 or any other test as required
Cost of Pre-insurance Medical Tests will be borne by Star Health
Premium Details
Insured Amount (Rs.) Premium (Rs.)
30,000 2,500
50,000 4,000
Note: *Service Tax will be applicable on premium.
Additional Health Cover under HIV Care Policy (optional)
Insured Amount (Rs.) Premium (Rs.)
30,000 390
50,000 650
Note: * Service Tax will be applicable on premium.
What cannot be Claimed
Expenses incurred in treating HIV
All medical conditions that existed prior to the commencement of cover, except those specifically covered
AIDS confirmation within 90 days of commencement of the policy
Claims Procedure
The claimant has to undergo the confirmatory test for AIDS (CD4 count test or any other relevant tests as may be advised by medical practitioners).
If the CD4 count is less than the medically prescribed levels for the first time and continues for the next 60 days and after a clinical examination, the person is declared to suffer from AIDS - the person is eligible to make a claim under the policy.
Once a claim has been settled under the policy, the insured is not eligible to be covered under such a policy again.
Star Advantages
No Third Party Administrator; direct in-house claims settlement
Faster & hassle-free claim settlement
Cashless hospitalization
Network of more than 4900 hospitals across India
24x7 Toll - free Helpline
Free General Physician Consultation over phone. Doctors on duty 24x7. By quoting the policy number, any person can contact our Doctor on the toll free number 1800 425 2255 for medical advices.
Free Health magazines are issued to policy holders at regular intervals
NOTE: The benefits and exclusions mentioned herein are only an outline of the policy. For complete details, please contact +91 9845197991





Health Insurance

Family Health Optima agent bangalore Family Health Optima from Star Health is a health insurance
plan that gives protection for the entire family on the payment of a single premium under a single sum insured.The sum insured floats among the family members insured.It's just one more way to tighten the family bonds. More | Download
Star Wedding Gift Insurance Policy

The comforts and luxuries of today’s life come at a price - the price of uncertainties. Of the uncertainties, health of oneself and one’s family is of prime concern. Add to this, the fact that medical expenses are getting dearer. One ailment is all it takes to wipe out years of savings

More | Download

Medi Classic insurence agent bangalore The comforts and luxuries of today's life come at a price-the price of uncertainties. Of the uncertainties, health of oneself and one's family is of prime concern. Add to this, the fact that medical expenses are getting dearer. One ailment is all it takes. More | Download
Star unique insurence Star Health brings you this Unique insurance policy with unique benefits for - coverage for both future ailments / diseases and for pre existing diseases / conditions. There is no pre acceptance medical screening. More | Download
Star Netplus For the first time in India, an insurance policy that's been designed specifically for those diagnosed as HIV positive.Star HIV Care Policy hasseveral unique benefits and above all ensures care, anonymity and privacy to the policy holders. More
Super Surplus Star Health brings you Super Surplus Insurance. It offers coverage much larger than the ones offered by basic plans. So, matter what, you are always prepared to face the most unfortunate of health eventualities in the family. More | Download
Star Criticare Plus Star Criticare Plus Insurance from Star Health is a policy that
aims to provide reimbursement of hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries and also provides for a lumpsum in case the insured person is diagnosed with a major illness as listed in the policy More | Download
Senior Citizen Red Carpet STAR Health is proud to introduce India's first health
insurance policy aimed at senior citizens.It provides cover for anyone over the age of 60 and permits entry right up to the age of 69 with continuing cover after that.It is our way of caring for a generation that has done so much to build the country. More | Download
Diabetes Safe insurence agent bangalore Star Health and Allied Insurance presents a policy that helps those affected by Diabetes Mellitus Type II and offers insurance protection for treating most commonly occurring complications More | Download
With the perfect balance between insurance and tax benefit.Star Health Gain is the policy just for you. Despite a reassuringly low premium, it offers both outpatient and inpatient hospitalization expenses cover with maximum tax benefits. Sure enough, the best of both worlds is now yours. More | Download

Financial Planning The Indian financial services industry has undergone significant changes over the years, particularly in the last decade, and continues to evolve today. Financial Planning - a distinct element within the spectrum of financial services industry
Easy Plan Finder facilisis. Morbi rutrum. Phasellus a euismod,eque eget ollisenim.sit amet nisi no dictum. laoreet cursus quam. Pellentesque lacus. Curabitur suscipit faucibus lectus.
Contact Us

  No.1201/1,1st floor ,Raghavendra block
  srinagar,avalahalli main road
  Bangalore 560050
  Contact No: +91 9845197991
Why Life secure4u Because Life secure4u, is a specialist in Health Insurance and provides quality service at the best rates. Read more
General insurance
general insurance agents in bangalore
Health insurance
Health insurance agents in bangaore
life insurance
life insurance agent in bangalore
insurance agent in bangalore
insurance agents in bangalore
mediclaim policy National insurance
mediclaim policy star health
star mediclaim policy
car insurance National insurance
motor insurance National
workmen compensation insurance National
fire insurance policy
property insurance
Group insurance policy
lic insurance policy
Health insurance policy
term insurance policy
Accident insurance policy
trumacare policy